Financial Literacy (All Grades)

Financial Literacy


All Grades

  1. American Bankers Association – https://www.aba.com/advocacy/community-programs/consumer-resources/kids-money – Interactive lessons and tips to help K-8 kids build lifelong financial knowledge and skills. Budgeting, career and finance lessons for high school students. Additional programs and online resources from leading financial organizations.

  2. AMF (Tes Affaires) – https://lautorite.qc.ca/en/general-public/tes-affaires – Full of resources and activities for teaching financial education and personal finances in the Teacher Zone. Youth Zone is primarily aimed at 17-22 yr olds. This the the English version. The French version can be found at https://lautorite.qc.ca/grand-public/tes-affaires.
  3. Bank of Canada – https://www.bankofcanadamuseum.ca/learn/ – Mixed in with all the high-tech interactives are informative videos, multimedia stations and old-school exhibits featuring centuries’ worth of economic artifacts: from shells once used as money, to bank notes made from tree bark, together with their history and lore. Online resources for teachers available.
  4. Bank of England – https://www.bankofengland.co.uk/education/education-resources – Free teaching and homeschooling resources help to explain how the economy works and what the Bank of England does.
  5. Building Futures in Manitoba – http://buildingfuturesinmanitoba.com/ – The “Building Futures” project aims to integrate a basic economic and financial education into the Manitoba curriculum in grades 4-10. The project is now underway in Saskatchewan, Alberta and Ontario as well.
  6. Canadian Bankers Association – https://cba.ca/ – Promotes financial literacy to help Canadians make informed financial decisions and sponsors two financial literacy seminar programs (students and seniors).
  7. CANsave – https://cansaveoc.ca/ – The program includes lessons on topics young adults wished they’d learned early on, including the advantages of having a savings account, critical lessons about debt, and the importance of saving money for yourself and for those in need.
  8. Chartered Professional Accountants (CPA Canada) – https://www.cpacanada.ca/ – Engage students in a virtual setting with six fully adapted online financial literacy workshops. These workshops will teach kids the fundamentals of money management, goal setting and responsibility. The Financial Literacy Workshop Materials include the workshop PPT (contains speaking notes), interactive activities and informative case studies for the School Workshops.
  9. Consumer Financial Protection Bureau – https://www.consumerfinance.gov/consumer-tools/educator-tools/youth-financial-education/ – Developing financial knowledge, skills and habits is an important stepping stone on young people’s path to adult financial well-being. The tools and resources provided are meant to support K–12 financial education.
  10. Council for Economic Education – https://www.councilforeconed.org/ – Curriculum that assists students from K-12 to make better decisions for earning income, spending, saving, borrowing, investing and managing their money.
  11. Credit Abuse Resistance Education (CARE) – https://care4yourfuture.org/educators – A resource for educators to help provide financial education in the classroom. Presenters bring real-world experience in financial services, personal-finance education and other financial matters to the classroom, with a focus on helping students better understand the ins and outs of making smarter credit decisions.
  12. EconEdLink – https://www.econedlink.org/ – A go-to-place for K-12 economics and personal finance resources, providing high-quality lesson plans, videos, assessments, activities, professional development webinars, and more for educators. Use this All Grades link for direct access to lessons and activities for financial literacy.
  13. EduGains – http://www.edugains.ca – The resources below are organized by grade, but the videos, teaching and learning examples and other resources found within can be useful in numerous teaching and learning situations across different subjects.
  14. Everfi – https://everfi.com/k-12/financial-education/ – Financial education is more than dollars and cents. It’s about establishing better spending habits, instilling confidence, and equipping the next generation with the skills to pursue big financial goals with minimal risk. For more than 10 years, millions of students and their teachers have used EVERFI’s digital lessons to develop youth financial capability.
  15. Federal Deposit Insurance Corporation (FDIC) – https://www.fdic.gov/ – An independent agency created by Congress to maintain stability and public confidence in the nation’s financial system. Information and resources to educate and protect consumers, promote economic inclusion, and connect people with financial resources in their communities.
    • MoneySmart for Young People: This series consists of four free curriculum products. Each age-appropriate curriculum includes lesson plans for educators along with guides for parents and caregivers. The materials are available for immediate download.
    • Teacher Online Resource Center: Find tools to help you teach financial education including lesson plans, videos, and other resources.
  16. Federal Reserve Bank of Kansas City – https://www.kansascityfed.org/education/common-cents/ – Common Cents articles provide teachers and parents with easy-to-implement lessons and activities for their students and children.
  17. Federal Reserve Bank of Philadelphia – https://www.philadelphiafed.org/education/lesson-plans – Teaching the knowledge and skills that help people make sound financial decisions is a key part of the Fed’s core responsibility to support economically healthy households and communities. We offer resources for K–12 teachers and consumers.
  18. Federal Reserve Bank of St Louis – https://www.stlouisfed.org/education – Bring economics lessons to life for your students with online modules, and more. Teachers can create classrooms and add students with the Portal.
  19. Federal Trade Commission (U.S) – https://www.consumer.ftc.gov/features/feature-0022-financial-educators – Money Matters! Do you teach people about everyday financial issues? In the FTC virtual mall at You Are Here, students can play games, design ads, chat with customers or store owners and much more. Students will learn key consumer concepts such as how advertising affects them, how they benefit when businesses compete, why it is necessary to protect their information and how to spot scams.
  20. Finance Authority of Maine – https://www.famemaine.com/education/ – FAME is a valuable resource for K-12 and higher education professionals – anyone who helps students access and pay for higher education.
  21. Finance in the Classrooom – https://financeintheclassroom.org/ – Providing high-quality personal finance materials for K-12 educators, students and parents. Finance in the Classroom is the place to help you prepare youth to be money smart.
  22. Financial Authority of Maine – https://www.famemaine.com/education/audiences/k-12-higher-ed-professional/financial-education-resources/ – Cash and Max characters introduce elementary students to three key concepts: career exploration, education after high school and money management. Claim Your Future is a classroom game that was created for middle school students to encourage them to explore education after high school, future careers and money management. Invest in ME is aimed at high school students.
  23. Finanical Beginnings – https://www.financialbeginnings.org/ – Provides financial resource programs at no cost to learners and educational partners. They deliver programming to the public – including K-12 students. Look for the following programs:
    • Financial Footings Step 1 & 2 (Elementary students)
    • Financial Framings (Middle and High School)
    • Financial Foundations – Budgeting, Credit, Investing, Protection and Spending modules (Middle and High School)
    • Pathways (High School)
  24. Financial Consumer Agency of Canada – https://www.canada.ca/en/financial-consumer-agency.html – Ensures federally regulated financial entities comply with consumer protection measures, promotes financial education and raises consumers’ awareness of their rights and responsibilities.
  25. Financial Literacy: A Guide for New Brunswick Teachers – https://fcnb.ca/en/guides/financial-literacy-a-guide-for-new-brunswick-teachers – Developed to reach out to instructors and enlist their support in enhancing the financial literacy of youth. Being financially literate is all about having the knowledge, skills and confidence to make responsible financial decisions.
  26. Financial Literacy Rocks (For Kids) – https://financialliteracy.rocks/financial-literacy-for-kids/ – Having the proper skills and knowledge about what to do with money and how to use it wisely at a young age is key to a good financial grasp for the future. Find helpful links, interactive games, and useful worksheets that can teach you the basics of what being smart with your money means.
  27. Hands on Banking – https://youth.handsonbanking.org/ – The award-winning financial education program offers free non-commercial content — lesson plans, instructor guides, student courses, activities, lessons, quizzes and much more. Designed to teach valuable financial skills, the K-12 program offers lessons and activities that will help guide students through real-life scenarios and group discussions.
  28. InCharge Debt Solutions – https://www.incharge.org/financial-literacy/resources-for-teachers/ – Provides guidance, lesson plans and activities for teachers interested in introducing children in pre-k, kindergarten, and first grade through sixth grade to early personal finance concepts. The high school lesson plans help provide personal finance education for teens. A credit report lesson plan is included in the workbook on credit.
  29. Inspire Financial Literacy (OTF) – https://www.inspirefinanciallearning.ca/ – An initiative of the Ontario Teachers’ Federation to provide teachers with effective tools and strategies to help their students navigate the complex world of personal finances.
  30. Invest It Forward – https://investitforward.sifma.org/educators – An award-winning industry-wide financial education and capital markets literacy campaign committed to giving young Americans a solid understanding of the capital markets system.
  31. JumpStart – https://www.jumpstart.org/ – Jump$tart is a national non-profit coalition of more than 100 organizations from business, finance, academia, education, government and other sectors, as well as a network of 51 U.S. state affiliates, which share a commitment to “financial smarts for students.”
    • Clearinghouse (premier online library of financial education resources)
  32. Junior Achievement (Worldwide) – https://www.jaworldwide.org/ – By building abilities and nurturing self-belief, JA prepares youth for the future of work, ensures they have the tools to be financially capable adults, and teaches them to think entrepreneurially. It is one of a few organizations with the scale, experience, and passion to build a brighter future for the next generation of global innovators, entrepreneurs, makers, and managers.
  33. Monetta Financial Services (Kids Corner) – https://monetta.com/kids-corner/ – Learning is fun! Build a Donut Empire, grow a Money Tree or take a shot at Financial Football.  Learn how to make money work for you rather than you always working for money (tutorial for older students). Read an adventure with Lucy, Tommy and The Money Machine to gain a better understanding of how the economy works.
  34. Money as You Learn – http://www.moneyasyoulearn.org/ – Offers educators tools to integrate personal finance into the teaching of Mathematics and Language Arts as well as into other classes and after-school programs. This approach can both provide students with essential personal finance understandings and skills and strengthen teaching through meaningful, real-world contexts and applications.
  35. Money Mentors – https://moneymentors.ca/schools/ – Virtual financial literacy presentations to provide K-12 students with money concepts and skills to help them manage their money well. Virtual presentations are designed to build on money concepts in fun, engaging and interactive ways.
  36. MoneyPrep – https://www.moneyprep.com/teachers/ – Providing Grade 1-12 teachers with the toolkit for success. Confidently deliver engaging lessons with our financial literacy resources. Easy to use lesson plans and activities that are clear, meaningful, modular and require no preparation. There is a free basic option.
  37. Money School Canada – https://moneyschoolcanada.com/ – Rich, relevant experience in financial services and at the front of the class ensure a high-quality, memorable learning experience. Skits, role-play, costumes, props and activities make lessons fun, authentic and engaging while participants learn money basics that will benefit them for life.
  38. MoneySmart (Australia) – https://moneysmart.gov.au/ – Committed to helping Australians of all ages, backgrounds and incomes to increase their financial wellbeing and build a better life.
  39. My Classroom Economy – https://myclassroomeconomy.org/ – A K-12 program that teaches financial responsibility through fun, experiential learning. A simple classroom economic system based on the idea that students need to earn school “dollars” so that they can rent their own desks. By bringing real-world scenarios into the classroom, students see the impact of their decisions to save, spend, and budget.
  40. My Credit Union.gov – https://www.mycreditunion.gov/financial-resources – Activities, games, lessons, calculators, brochures, graphics, worksheets and more for K-12 educators provided by the U.S. Government.
  41. My Money.gov – https://www.mymoney.gov/for-teachers – Information about and links to a collection of federal guides and curricula for teaching financial capability concepts. The collection is designed specifically for teachers and educators, including those who work with children.
  42. Office de la protection du consommateur (Teacher Zone) – https://www.opc.gouv.qc.ca/en/teacher-zone/home/ – A variety of activities for all grade levels that deal with advertising, consumer rights and resposibilities, credit, financial education and responsible consumption. The French version is available at https://www.opc.gouv.qc.ca/zone-enseignants/accueil/.
  43. Personal Finance Lab – https://www.personalfinancelab.com/ – Financial games, simulations, and curriculum help students become more financially literate. It supports K-12 teachers who teach business, economics, accounting, personal finance, and social studies.
  44. Pockets Change – http://www.pocketschange.com/ – Curriculum and workshops make change happen through Hip Hop pedagogy focusing on understanding self-identity in relation to the whole. Build financial habits that resonate with personal identity. Discover how we process information and how to effectively communicate & collaborate.
  45. Practical Money Skills (U.S.) – https://www.practicalmoneyskills.com/ – Visa has developed an award-winning global program that offers interactive tools and educational resources to help individuals and communities build stronger financial futures. There are lots of materials and activities available (a few highlighted below). Also available in Spanish.
  46. Practical Money Skills – Just like the U.S. website by Visa above, there are similar financial literacy websites designed by Visa in other countries, listed below:
  47. TD Bank Wow! Zone – https://www.td.com/us/en/personal-banking/wowzone/ – Designed to help K–12 educators teach children and teens about money in an easy, simple way. Providing students with money management and investing tools now helps prepare them for a strong financial future. Includes TD Virtual Stock Simulation for older students.
  48. The Mint – http://www.themint.org/ – Launched in 1997, the site provides tools to help parents as well as educators teach children to manage money wisely and develop good financial habits: the building blocks for a secure future. Given the current rate of savings and debt in America, this is a lesson that desperately needs to be learned.
  49. The Money Mammals – https://themoneymammals.com/ – They are part of a collection of Share & Save & Spend Smart resources designed to encourage students and their families to get money-smart and money-comfortable to live happier, more fulfilled lives.
  50. Treasury Direct Kids – https://www.treasurydirect.gov/kids/kids.htm – Designed for kids in mind and explains finance concepts at a kids level. Subjects include saving, investing, debt, securities, bonds and other financial information. There are sections for videos, games and highlights.
  51. U.S. Currency.gov – https://www.uscurrency.gov/ – Responsible for ensuring that users of U.S. currency around the world have access to education, training, and information about Federal Reserve notes. Look for information on currency, educational materials, videos and circulation.
  52. United States Mint – https://www.usmint.gov/learn/educators – Online games, at-home activities, videos, printable coloring pages, and more! Request resources through education.outreach@usmint.treas.gov or sign up for the newsletter.
  53. Wealthy Habits – https://wealthyhabits.org/ – Students learn best when they are engaged and having fun. The programs teach personal finance lessons through activities and competition. They offer a variety of programs for youth ranging from short 2-hour workshops to full-week camps. Programs are offered in-person, live online, as well self-paced courses that allow students to learn on their schedule.
  54. Young Enterprise (New Zealand) – http://youngenterprise.org.nz/ – Offers a range of enterprise programmes and financial literacy resources that can be used by teachers throughout New Zealand. Each resource is designed for a specific age group and aligns to the New Zealand Curriculum.


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